WHAT IS A BUDGETOLOGIST® ? | oXYGen Financial Inc.

What Is A Budgetologist®


There is an old adage that “cash is king” and that means managing the cash flow in your family finances is the blood that keeps it pumping.  Over the next 15 to 20 years as we move closer and closer to a cashless society, we are going to find out that cash flow management is equally as important as asset management to the overall success of your financial plan.

When you get your hair done, you see a cosmetologist.  When you want a finely curated cocktail, you ask a mixologist. When it’s time to learn how to manage the cash flow of your family successfully, then it’s time to see a budgetologist™.  We created and invented this role in a new category we call budgetology™, which is the science of managing your day to day cash flow.  Businesses have been very successful at managing profit and loss statements over the years by creating a finely tuned process to assess and reassess the cash flow of the company.

With our revolutionary 21 day budget cleanse®, personal financial dashboard, and comprehensive family cash flow planning, we can help you transform your family finances and create a plan to help you manage your paycheck better.

How does the budgetology process work?

Step 1: Meet with a budgetologist to begin the 21 day budget cleanse.

This is an intense process to help you as the CEO of your family finances to gain control of your family profit and loss statement.

We will go through 21 different budget categories to assess and clean up your budget. Here are our modules:
1. Cable
2. Groceries
3. Life insurance
4. Mobile Phones
5. Dining Out
6. Home and Auto insurance
7. Natural Gas 8. Electricity
9. Home Security
10. Utilities – Water and Trash
11. Landscape and home maintenance?
12. Laundry / Dry Cleaning?
13. Credit Cards
14. Vehicle Gas & Maintenance
15. Clothing / Wardrobe
16. Home Internet
17. Medical & Dental Insurance
18. Kids Care and Activities

19. Body Maintenance
20. Home Maintenance
21. Vacations

Step 2: Shop Your Bills

In the budgetology system, our budgetologists will shop your personal or business bills or direct you where to get the best offer based upon your overall family spending bill. Some bills can be negotiated lower without changing vendors while others may require a complete shopping in the marketplace.

Step 3: Create A Spending Plan

We will set you with our electronic automated budget aggregation system and work through the most effective way to create a family spending plan that allows you to make the best expense decisions for your family. Steps 1 through 3 will require three face to face meetings.

Step 4: Monthly Check In

Each month, you’ll have a one-hour time with your budgetologist to review what happened last month, close gaps, and stay true to your overall plan. For many families this isn’t a competency issue but rather a capacity issue as gaining transparency over your family spending plan is critical for your overall financial success.

Step 5: Tell your family and friends.

The #1 issue facing families today around financial planning isn’t asset management, but rather cash flow management. Isn’t it time you told someone about how budgetology works and getting a budgetologist in your life?

How much does it cost to hire a budgetologist?

Less than your personal trainer…that’s for sure!

Initial Fee: $599
Monthly Fee: $99

Hire A Budgetologist™ Today.

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